Up your money game
Olivia is the financial assistant that helps you spend smarter and save more. She applies artificial intelligence to learn your spending patterns, predict your purchases, and recommend ways to get more for your money.
A financial assistant you can text
No need to learn how to use other apps. Olivia is very easy to talk to — chat with her the same way you do with your friends, from a familiar, intuitive messaging interface.
Your money just got smarter
She learns about your finances and spending habits, predicts your next purchase, and comes up with unique insights on how you can save more money and stretch your paycheck.
All you need in one place
Olivia organizes all your accounts and transactions, so you always know where your money is going, what your balance is, and how much you can spend.
Free and without advertisements
You do not have to pay to be able to do more with your money. Olivia is completely free and wants to show you how to live the life you want without spending more.
She’s clever, not complicated
Olivia consolidates all your banks accounts and credit cards in one place. She organizes your transactions into the right categories and unveils your spending habits in a way that enables you to make informed decisions.
She gives you personalized recommendations based on your spending habits while challenging you to spend smarter. Let her AI crunch the numbers for you and analyze your finances while you learn about savings opportunities tailored just for you.
Olivia helps you save by offering discounts on the things you need, when you need them. Get exclusive discounts on items you are already likely to buy or discover less expensive options for similar items close to the time of purchase.
The science & technology behind Olivia
Olivia was created by a multidisciplinary team. First, software engineers and data scientists built the brain. Then, specialists educated her on personal finance and behavioral economics. She was also trained by cognitive researchers on how to interact with humans, and by linguists on how to text. Finally, designers gave her a form and shape.