A financial assistant you can text
No need to learn how to use other apps. Olivia is very easy to talk to — chat with her the same way you do with your friends, from a familiar, intuitive messaging interface.
Your money just got smarter
She learns about your finances, your spending habits, predicts your next purchase, and comes up with unique insights on how you can save more money and stretch your paycheck, even before you spend it.
All you need in one place
Olivia organizes all your accounts and transactions, so you always know where your money is going, what your balance is, and how much you can spend.
Free and without advertisements
You do not have to pay to be able to do more with your money. Olivia is completely free and wants to show you how to live the life you want without spending more.
She’s clever, not complicated
Connect your accounts safely
Simply select which bank accounts you want Olivia to track. She can only see your transaction history for your connected accounts, nothing else. All connections use bank-level security.
Always know what you can safely spend
We all know it’s hard to budget. With Olivia, budgeting is as easy as seeing what you can spend today and for the rest of the month. Olivia helps with everything else, too. She tracks your balance and spending and provides tools to help you spend smarter.
Start receiving insights on your spending
Olivia will analyze your spending habits and immediately start recommending ways you can save money. Behind her brain and knowledge base lies a team of some of the world’s best data scientists and software engineers working to make her more insightful each and every day.
The science & technology behind Olivia
Olivia was created by a multidisciplinary team. First, software engineers and data scientists built the brain. Then, specialists educated her on personal finance and behavioral economics. She was also trained by cognitive researchers on how to interact with humans, and by linguists on how to text. Finally, designers gave her a form and shape.